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 20 Year Term Life Insurance

20-Year Term plan gives adults ages 18-49 extra coverage at a time when financial responsibilities are at there peak. It's one of the easiest way to provide for your family if you are suddenly not around. In most cases, you can qualify without a medical exam. After the 20 year term, you can choose to renew the policy at the premium for your age. The option to renew is mostly guaranteed-without a physical-until age 65. Or, if you prefer, convert your coverage to a Whole Life policy up to age 65 without a medical exam. If this plan doesn't sound right for you, there are other coverage option to consider a 10-Year Term, or a 30-Year Term Life insurance policy.

If you are already over 50, 60, or 70 than you can find more information on our "Life Insurance for Seniors" page. We can also provide you with a free quote on policies for people with Diabetes, and people who have had heart attacks.


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